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Other Types Of Plans

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Other Types of Plans offered by the Exchange

  • Co-Op Plans
  • The Affordable Care Act creates a new type of private nonprofit health insurer, called a Consumer Operated and Oriented Plan (CO-OP). CO-OP health plans are directed by their customers and designed to offer individuals and small businesses more affordable options. Starting Jan 1, 2014, CO-OPs will be able to offer health plans through the individual MarketPlaces and SHOP. CO-OPs may also offer health plans outside the Marketplaces.
  • Multi-State Plans
  • The Affordable Care Act directs the Office of Personnel Management to contract with private health insurance insurersto provide Multi-State Plans (MSPs) in State-based Marketplaces and Fedeally-facilitated Marketplaces.Through the MSP program, plans from the same health insurance issuer will be available to families and small businesses that may reside or operate in more than one state. Enrollment in an MSP will be open to all consumers in both the Individual Markeplace and SHOP. For Plan year 2014, MSPs will not be available in all states.
  • Stand alone Dental Plans
  • Adult dental coverage is not an EHB, and generally will not be included in the package of benefits offered by a QHP. However consumers may separately purchase stand-alone denatl plans throgh the Marketplaces. Pediatric dental is an EHB that health insurance issuers must offer as part of a QHP if it is otherwise not available in the Marketplace as a stand-alone denatl plan. Stand alone dental plans will be certified as meeting many of the same standards as QHPs.

Next Topic: Enrollment

Agents and Brokers are required to be trained to assist consumers with the application and decision making process. Using an Agent to enroll in a ObamaCare Health Plan will be the primary choice of many americans. After all agents have the inside track on companies and their promptness to handle claims and pay benefits in atimely fashion.

Our Agents are available 7 days a week.

We offer a free consultation which entails speaking one on one with a knowledgable Agent that has been state licensed and trained to answer your questions.

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*ExploreObamacare.com is not affiliated with any government agency. All information provided is for informational purposes only and no guarantee of the accuracy is hereby implied. The information was the product of researching the Affordable Care Act Bill and is subject to change.
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